Some homeowners just need a lifeline — not a lowball offer. When Tucker cold-called this distressed seller, he didn't pitch. He listened. What followed was a series of real conversations, a creative acquisition structure — and a motivated seller open to making a deal that works for everyone. That's how we find the ones others miss.
DEAL UNDER REVIEW 🔍
📊 Numbers — Built for Partners
From creative acquisition to a value-add SFH asset in Bryant, AR — here's how the deal pencils out.
$185K
Loan Balance
Assumable VA @ 2.8%
$40K
Cash to Close
Total upfront cash required
$25K
Renovations
Cleaning + rehab costs
💵 Cash to Close — $40K
$15K — Reinstatement
Bring the existing VA loan current.
$20K — Net Seller Proceeds
Scott's minimum to reset and move on
$5K — Closing & Holding
Estimated costs to close and carry the property
🏗️ All-In — $250K
$185K — Principal Balance
Assumable VA loan @ 2.8% interest rate
$25K — Rehab Budget
Deep clean, repairs, basement remediation, deck & yard work
$5K — Closing & Holding
Estimated costs to close and carry the property
$35K — Acquisition / Seller Proceeds / Buffer
Seller proceeds, acquisition costs, and contingency reserve
📞 The Origin Story
Tucker Made the Call Nobody Else Would
Great deals aren't found on the MLS — they're found in real conversations with real people who need a real solution. That's exactly what Tucker did when he reached out to Scott directly.
🔍 Off-Market, No Competition
Tucker cold-called Scott directly — no MLS, no bidding war. Scott picked up, and a 10-minute conversation quickly turned into a real opportunity. The sale date (originally 7/15) was postponed to August, giving the team time to work.
💛 A Homeowner Ready to Move On
Scott just accepted a job offer in Kentucky and plans to relocate in early July. He bought the home in 2020 with a VA loan at ~2.8% and needs someone to take over the burden — not a bidding war, just an honest solution.
🌱 Diamond in the Rough
Cosmetic updates, basement remediation, deck railing work, and yard cleanup. Nothing structural — just focused, targeted rehab in a solid Bryant, AR market neighborhood. Perry, Finn, and Tucker walked the property together.
🤝 How the Deal Came Together
Three Conversations That Built the Deal
This wasn't a one-call close. It took trust, multiple conversations, and showing up in person. Here's how the relationship with Scott unfolded over 48 hours.
1
📅 June 18 — Tucker Makes Contact
Tucker reached the owner, who goes by his middle name "Scott." They talked for ~10 minutes. Scott said he'd be happy to listen to offers. Original sale date of 7/15 was already postponed to August.
2
📅 June 19 — Perry Goes Deep
Perry called Scott back for a 20-minute conversation. Learned the full story: VA loan at 2.8%, refinanced once, bought in 2020. Scott is open to seller financing or payment assumption. He needs ~$20K to clear debts and reset.
3
🏠 June 19 Evening — The Walk-Through
Perry, Finn, and Tucker met Scott at the property. After walking the house, Scott took the team on a drive through Bryant. He outlined his situation clearly: he just needs someone to take the mortgage burden off his shoulders.
🔨 Property Assessment
💪 What the Property Needs
This is a cosmetic rehab with a few targeted systems fixes. The bones are solid — the work is manageable, and the $25K rehab budget is designed to cover every item identified during the walk-through.
🌧️ Basement Water Seepage
During heavy or multi-day rains, water seeps onto the basement floor near the stairs. This needs to be addressed via resealing or a French drain installation — a well-understood, budgeted fix.
Deep Clean Throughout
The interior needs a thorough deep clean. This is the first order of business before any cosmetic updates begin.
Lots of Little Updates & Fixes
Minor cosmetic repairs, fixtures, and touch-ups throughout. Carpets probably need to be replaced. Nothing structural — just attention to detail that makes the difference at resale or rental.
Backyard Tree & Limb Removal
Trees and overhanging limbs in the backyard need to be taken down for safety and curb appeal.
Back Deck Railing
The deck structure is sturdy and in good shape. The railing needs to be redone or fortified to bring it up to standard.
🏙️ Why Bryant, AR
A Market Worth Betting On
Bryant isn't just a suburb — it's one of the fastest-growing cities in Arkansas. Positioned just south of Little Rock off I-30, it offers stable demand, strong school ratings, and an affordable entry point for investors.
📍 Location & Access
Direct I-30 access puts Bryant minutes from Little Rock's employment, healthcare, and entertainment. Strong commuter demand underpins rental stability.
🏫 Top-Rated Schools
Bryant School District is consistently rated among the best in Arkansas — a major driver for long-term tenant and buyer demand in the area.
💰 Affordable Entry
Median home prices in the 72022 zip code sit around $299K, with strong rental fundamentals and low vacancy in established neighborhoods like Rogers Dr.
📈 Assumption Advantage
A VA loan at 2.8% in today's rate environment is a rare structural edge — dramatically lower carrying costs vs. new financing at 6%+.
Ready to Partner?
Let's Do This Together 🤝
We do the hard work — find the deals, build the relationships, walk the properties, and structure the numbers. We show up with empathy first and a plan second. Now we're looking for the right partners to grow alongside us on 100 Rogers Dr.
🏙️ Bryant: Built to Last
One of Arkansas's fastest-growing cities. Strong schools, I-30 access, and stable rental demand. Affordable entry, real upside.
🔍 Off-Market Edge
Direct outreach found a deal others don't see. No bidding wars, protected margins, motivated seller — open to seller finance or assumption.
💡 Creative Finance
Assuming a 2.8% VA loan slashes carrying costs dramatically. Structure flexibility — seller finance, assumption, or hybrid — gives us options most deals don't have.
📈 Built-In Equity
All-in at $250K with a $25K targeted rehab in a market where comparable homes trade at or above that level. Value created at acquisition.